Looking through your videos, I find them interesting and helpful. I am wondering whether to buy a Nissan X-TRAIL, new or used, 1 to 2 years old. Should I get the extras aftermarket?
Also, is a lease is better than a bank loan? I think leasing is right for me because I like the package: the fuel card, servicing, tyres, insurance, etc. and I like to keep my options open at the end of the lease period.
I will probably only travel about 9,000km a year. I use to be one of those guys that went out and bought a $10,000 car and kept it for 6 years. Anyway, I am interested in any advice.
For starters, I wouldn’t have the X-TRAIL as my first choice. If you want a five-seater, consider the CX-5, Kia Sportage or Hyundai Tucson. In the seven-seat category: Mazda CX-9, Kia Sorento and Hyundai Santa Fe are all better. All these vehicles are objectively better than the X-TRAIL. More detail here:
- Mazda CX-5 review >>
- Hyundai Tucson review >>
- Kia Sportage review >>
- Hyundai Santa Fe review >>
- Kia Sorento review >>
- What's the best 7 seater review >>
The best type of finance depends on you and your financial situation. There’s no ‘one size fits all’ answer to your question.
Leases, chattel mortgages, etc., generally suit businesses. Bank loans etc., tend to be for private buyers. Novated leases (also called salary sacrifice) are a great way for salaried employees to eliminate GST and increase buying power. There are ‘fully maintained’ options for novated leases and some business finance products as well, which include a fuel card, etc. I’ll get a specialist to call and walk you through the details. Or you can make ask me more on that here >>
More to read up on here:
Finally I'd suggest that getting the accessories wrapped up in the finance (ie - purchasing the accessories when you purchase the car and bundling it all up together in the finance) seems cost-effective because you don't need to find (potentially) thousands in cash up front, straight after buying the vehicle. Just bear in mind that this option also increases the cost of the accessories over time.
Sincerely, John Cadogan
Don't get ripped off for thousands of dollars - these tips will help you sidestep the one in four used cars currently hiding a problem in Australia
Yes, people really are this stupid. It's quite confronting, when you think about it, but also relaxing on an otherwise stressful Friday at work...
If this doesn’t convince you of our urgent need for an independent car industry ombudsman to protect ordinary consumers - nothing will
If this customer's account of GLE ownership doesn’t convince you we need better lemon laws, or at least an ACCC with balls, nothing will
Do you really need SUV in your next new SUV? It's certainly going to pump up the cost - but will it add real benefit to your driving?
Astra’s not a bad effort (for Holden). What a pity the best advice I can give you on Holden’s over-hyped Cruze replacement is ‘don’t buy it’...
If spontaneous combustion were an Olympic sport, Ford will go for gold in Tokyo. But why do they catch fire so damn often?
The Federal Minister for Urban Infrastructure, Paul Fletcher, has broken his 2016 promise to allow Australians the right to...
Corporate watchdog releases draft report detailing depths of consumer mistreatment, to which the car industry has stooped, in Australia.
Good news for you, if you own a defective Holden: There's never been a better time to advocate for some proper customer support, for a change.
For maximum acceleration at any speed do you want your engine making peak power or peak torque? Let's find out.
ACCC will sue Ford over dodgy Powershift transmission in Focus, Fiesta and Ecosport, alleging unconscionable conduct by Ford