Looking through your videos, I find them interesting and helpful. I am wondering whether to buy a Nissan X-TRAIL, new or used, 1 to 2 years old. Should I get the extras aftermarket?
Also, is a lease is better than a bank loan? I think leasing is right for me because I like the package: the fuel card, servicing, tyres, insurance, etc. and I like to keep my options open at the end of the lease period.
I will probably only travel about 9,000km a year. I use to be one of those guys that went out and bought a $10,000 car and kept it for 6 years. Anyway, I am interested in any advice.
For starters, I wouldn’t have the X-TRAIL as my first choice. If you want a five-seater, consider the CX-5, Kia Sportage or Hyundai Tucson. In the seven-seat category: Mazda CX-9, Kia Sorento and Hyundai Santa Fe are all better. All these vehicles are objectively better than the X-TRAIL. More detail here:
- Mazda CX-5 review >>
- Hyundai Tucson review >>
- Kia Sportage review >>
- Hyundai Santa Fe review >>
- Kia Sorento review >>
- What's the best 7 seater review >>
The best type of finance depends on you and your financial situation. There’s no ‘one size fits all’ answer to your question.
Leases, chattel mortgages, etc., generally suit businesses. Bank loans etc., tend to be for private buyers. Novated leases (also called salary sacrifice) are a great way for salaried employees to eliminate GST and increase buying power. There are ‘fully maintained’ options for novated leases and some business finance products as well, which include a fuel card, etc. I’ll get a specialist to call and walk you through the details. Or you can make ask me more on that here >>
More to read up on here:
Finally I'd suggest that getting the accessories wrapped up in the finance (ie - purchasing the accessories when you purchase the car and bundling it all up together in the finance) seems cost-effective because you don't need to find (potentially) thousands in cash up front, straight after buying the vehicle. Just bear in mind that this option also increases the cost of the accessories over time.
Sincerely, John Cadogan
Some SUVs are made for the bush, or heavy towing, and some are little more than de-facto family transport. What's best?
Volvo: the anti-kudos Euro car. The safe option. But is there a dark side to Volvo ownership that few will acknowledge? Let's find out.
People buy SUVs to move people. It's a popular thing to do. But perversely there is an altogether better class of vehicle for moving people. Click here for more.
There are - literally - dozens of SUVs available today. How do you narrow down to a reasonable short list comprising the elite options?
Does Holden's Active Fuel Management System really work, and if so, can you please explain exactly how it saves fuel?
Are big fuel companies really ripping us off, or are Australians really just world-class whingers on the price of petrol? Let's find out.
Two cool sporty cars - but is there an objective case for choosing the Veloster Turbo over the MX-5, or vice-versa? Let's find out.
People often think they need to get the car serviced at the dealership where they bought the car. Let's go 100% 'Mythbusters' on that.
The Kia Carnival is - in many ways - objectively superior to a popular SUV for regular family duties. One lucky customer saved $6k+
After reading horror stories about panorama glass roof failures online, the big question: Should I buy one? How real are the reports?
What's in a name? Plenty: Levorg is a WRX wagon - a double-helping of awesome driving engagement with family friendliness thrown in.
The new Subaru Levorg has some aces up its sleeve: solid WRX performance fundamentals, and benchmark-thrashing value. And a silly name...